What to do if you have already been tricked into Submitted Information
In case you have been duped to respond to your phishing email with your personal financial details, you got to take immediate action. You would immediately need to get in touch with the appropriate institution for advice, and there is no other way for you other than getting into action quickly for protecting your account from the scammers. It is a fact that phishing attacks are getting sophisticated day by day, and you need to be alert. These emails are sent away to individuals in thousands, and someone is being fooled into getting to give away their personal financial details.
If you have given out your credit card or ATM card information, you need to get in touch with the credit card company or your bank. Most of them are open 24 hours a day for 7 days. You should take the steps to cancel your account immediately and open a new one. After you have realised that you have given away the details wrongfully, you should immediately check your account or billing statement to find out if there has been any unauthorized withdrawals. If you find unauthorized charges, it is best to call up the credit card company and report the matter. This should be followed up by a ’signed-for’ letter. The matter should also be reported to Fraudulent Charges (FCBA). Your maximum liability for card theft is $50.
In case you gave divulged your personal identification details, such as, your name, your Social Security Number, your credit card information, and like information, there is every possibility of fraud. It just might happen that you have given away the information in response to a phishing email, and if you did, you need to immediately report the matter to the major credit card reporting agencies, such as, Equifax and TransUnion Corporation, Experian, etc. You need to request these agencies to put up an immediate fraud alert, and your (victim) statement in their file. You should also ask for a free copy of your credit report to find out if any account was freshly opened without your knowledge. You would need to request the agencies to remove any inquiries that may have been received by them or receipt of any request of opening an account, as an outcome from the theft.